Initial Loan Requirements: - Completely filled-up Application Form - Latest pictures - Photocopy of 2 valid IDs - Clear Stencil of motor and Chassis number - Photocopy of updated OR /CR (upon application) - Photocopy of LTFRB Franchise or Permit to Operate - Latest picture of the vehicle / tricycle - Cedula and TIN
Loan Collateral: Original OR/CR PDC’s
Tricycle Interest Rate (Add-on): 3.75%
PUJ Interest Rate (Add-on): 3.5%
Loanable Amount: P10K for tricycle P10K to P150K for PUJ
Initial Requirements: - Documented source of income (in the Philippines) - Photocopy of registration form / assessment form (Optional) - Basic documentary requirements
Initial Loan Requirements: - Clear copy of PRC ID or Proof of Renewal, if expired - Copy of latest bank statement (CA/SA) for at least 2 months or list of clients - Co-maker requirements waived if 10 years in practice and affiliated with various hospitals (subject to CRD approval); dentists & vets exempted - Basic documentary requirements
Loan Interest Rate (Add-on): 2.5% (for doctors) or 2.75% (for dentists and vets)
Initial Loan Requirements: - Valid IDs, 2x2 picture - Original Proof of Billing. If submitted utility bills are not under borrower's name; proof of residency is required, such as: valid IDs with address, proof of remittance, credit card, telephone/cellphone, water, cable. - Proof of Remittance/Allotment Slip - Latest Contract of Deployment - Passport/Seaman’s Book/Seafarer’s Registration Cert. (SRC) - Allotment Slip/Certification of Allotment - Marriage Contract (if married) - Visa (case to case)
Initial Loan Requirements: - Signed Promissory Note & Disclosure - Copy of Visa/Work Permit Residence Permit - Copy of updated COE or Employment Contract - Copy of updated payslip & company ID - Original ID with signature or Marriage Contract or Bank Confirmation - Overseas contact number/s, E-mail address - A beneficiary, and a co-borrower with income. Please see qualifications and requirements below.
Requirements: - Completely filled-up Application Form - 2x2 picture - Latest proof of remittance (3 months) - Contact numbers Note: INCOME NOT REQUIRED
• Co-Borrower with Income Qualifications: - Spouse (if married) or - Children (18 and above) or - Immediate family of the OFW or beneficiary/allottee (up to 3rd degree) with income & own residence
Requirements: - Proof of income - 2x2 picture - 2 valid IDs - Latest Proof of Billing - Joint CA with Beneficiary - Contact numbers
Loan Collateral: PDCs (joint with co-borrower)
Loanable Amount: Max. 200% of OFW monthly salary and fixed allowances
Loan Interest Rate (Add-on): 5% per month
Loan Processing Fee: 5.5%
Loan Terms: 3-9 months (no grace period) based on the remaining term of contract
- Contract Employment, POEA Info Sheet - Visa, Passport, E-Receipt, Plane Ticket - Salary at least P13,500 - Completely filled-up Application Form - 2x2 picture (two copies) - Photocopy of 2 valid IDs (company ID, passport, driver's license, SSS, voter's ID) - Proof of Billing (Meralco, water) - doesn't need to be under your name as long as it is the same as with your submitted valid ID - For Placement Fee: Job Offer / Contract / Medical Exam Certificate - For Direct Hire/Immigrant: COE / VISA / Passport / Plane Ticket and Flight Details
Loan Interest Rate (Add-on): Option 1: 5% per month Option 2: 3.75% per month (first amortization to be deducted from loan proceeds)
Loan Processing Fee: 5.5%
Loanable Amount: Up to P300K
Loan Terms: 3-12 months
Mode of Payment: PDC* with joint account with borrower
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
- Subdivision / Residential house and lots (within Metro Manila and nearby provinces such as Laguna, Cavite, Rizal, Bulacan, Pampanga) - Certified True Copy of TC, Tax Declaration and RETR (Real Estate Tax Receipt) - Vicinity Map and Picture - Original copy of CTC and TIN - Proof of income with the usual requirements for employed, with business, OFW, Seaman - Copy of Marriage Contract if married
Interest: 1.5% for residential, commercial and industrial properties 1.75% for agricultural properties
Processing Fee: 5.5%
Loanable Amount: P50K - P1M (30% of appraised value)
Loan Terms: 3 - 18 months
Mode of Payment: PDC*
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
- Original OR/CR will be submitted upon release of loan / Photocopy for application - Stencil of motor no. and chassis no. from LTO (blue form) - Original CTC
Other Requirements: Taxi/ PUV - 1995 model up (Acceptable model: Toyota, Nissan etc.) - LTFB Franchise - Co-maker not required - Latest picture of vehicle
TRUCK - 1997 model up (accepted model: limited to 6-wheeler trucks: Toyota, Mitsubishi, Nissan, Hyundai, Isuzo, Fuso, Hino, Kia etc.) - Acceptable truck type: L-300FB, Aluminum Van, Canter Cargo, Truck, Refrigerated Van, Close Van, Forward Self Loader. - Latest picture of vehicle upon submission of requirement
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
- Qualified type of unit: Honda, Suzuki, Yamaha and Kawasaki - Photocopy of 2 valid IDs (company ID, passport, driver's license, SSS, voter's ID) - Proof of Billing (Meralco, water) - doesn't need to be under your name as long as it is the same as with your submitted valid ID - Original CTC - Original OR/CR will be submitted upon release of loan - With source of income - If employed, latest COE or 1 month payslip
Collateral: OR/CR
Interest: 2.25% per month
Loanable Amount: P50K - P100K
Minimum DP: P5k
Loan Terms: 12 - 36 months
Mode of Payment: PDC*
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
Vehicle: 1995-up models Type: Cars/Trucks/PUV/PUJ/Taxi/Multi-Cabs Terms: Maximum of 24 months except for Multi-Cabs(18 months max) Loan Interest (add-on per month): 1.8% for cars / 2% for Trucks/PUV/PUJ/Taxi/Multi-Cabs Required Downpayment: 30% for new vehicle | 40% for 2nd hand vehicle Trucks/PUV/PUJ/Taxi/: 40% of purchase price Multi-Cabs : 50% of purchase price Processing Fee: 6.5% inclusive of chattel fees
- 2 original valid IDs (company ID, passport, driver's license, SSS, voter's ID) - Proof of Billing (Meralco, water) - doesn't need to be under your name as long as it is the same as with your submitted valid ID
Mode of Payment: PDC*
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
- Car Models 1995 up. (Honda, Toyota, Mitsubishi, Nissan & other leading brands) - Original OR/CR upon release of loan proceeds - TIN - Original CTC - TIN - Latest PNP/TMG clearance - P250K up approval comprehensive insurance - 2 original valid IDs (company ID, passport, driver's license, SSS, voter's ID) - Proof of Billing (Meralco, water) - doesn't need to be under your name as long as it is the same as with your submitted valid ID
Valulation of Vehicle: -Model 1995-up Maximum of 70% -Max of P750K or 50% of selling price for high-end vehicles
Loan Interest Rate (Add-on per month): 5.5% per month One (1) month advance (less to proceeds)
Loan Processing Fee: - 2.5% of approved loan amount - P1,000 storage fee per month (1 mo advance for the first month less to proceeds) - Storage fee to be paid by the client for the succeeding month - P2K for LTO verification/Good will
Loan Terms: 90 days renewable
Loan Time: 1 Day if within Metro Manila
Mode of Payment: PDC*
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
- Car Models 1991 up. - Copy of Mayor's Permit & Bank Statement if with business - Copy of COE and 3 months payslip if employed - Latest picture of vehicle - Original OR/CR upon release of loan proceeds - TIN - Original CTC - P250K up approval comprehensive insurance - Photocopy of 2 valid IDs (company ID, passport, driver's license, SSS, voter's ID) - Proof of Billing (Meralco, water) - doesn't need to be under your name as long as it is the same as with your submitted valid ID - Co-maker not required
Loan Interest Rate (Add-on per month): Car 6yrs above - 2.5% Car 5 yrs below - 2% *surplus vehicle 2.5% regardless of terms
Loan Processing Fee: Metro Manila: 5.5% Province: 5% + P200
Loanable Amount: P30K to 1M (50% of the appraised value)
Loan Terms: 3-12 months 15-18 months (subject for approval)
Mode of Payment: PDC*
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
- Copy OR/CR - Stencil or engine/chassis (Blue Form) - Picture of Vehicle - For Yellow Plates: COPY OF LTFRB franchises - Completely filled-up Application Form - 2x2 picture (two copies) - Photocopy of 2 valid IDs (company ID, passport, driver's license, SSS, voter's ID) - Proof of Billing (Meralco, water) - doesn't need to be under your name as long as it is the same as with your submitted valid ID
Loan Interest Rate (Add-on): 3% per month
Loan Processing Fee: Metro Manila: 4%
Loanable Amount: P20K - P600K ammount approval based on cost of conversion kit per vehicle Loan Terms: 6 - 18 months
Mode of Payment: PDC*
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
- Business existing for at least 1 year - Mayor's Permit or Barangay Permit to operate Business - DTI for single proprietorship or SEC registration for corporation - Board Resolution to borrow for corporate borrowers - Latest 3 months bank statement Strictly requires current or savings account passbook - 2x2 picture (two copies) - Photocopy of 2 valid IDs (company ID, passport, driver's license, SSS, voter's ID) - Proof of Billing (Meralco, water) - doesn't need to be under your name as long as it is the same as with your submitted valid ID
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
- Business existing for at least 3 years - SEC Registration / Articles of Incorporation - Mayor's Permit or Barangay Permit to operate Business - Latest current account or savings account bank statements for at least 3 months - Gross Monthly sales of P500K minimum - With Co-Maker - 2x2 picture (two copies) - Photocopy of 2 valid IDs (company ID, passport, driver's license, SSS, voter's ID) - Proof of Billing (Meralco, water) - doesn't need to be under your name as long as it is the same as with your submitted valid ID
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
- Certification of Employment and 3 months payslip - Regular employee and employed for at least 6 months - College Level - Salary at least P14K - Completely filled-up Application Form - 2x2 picture (two copies) - Photocopy of 2 valid IDs (company ID, passport, driver's license, SSS, voter's ID) - Proof of Billing (Meralco, water) - doesn't need to be under your name as long as it is the same as with your submitted valid ID
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
- Certification of Employment in the Philippines and 3 months payslip
- Regular employee; company should have been in operations for at least 3 years
- College Graduate
- Salary ceiling: P10K basic if single, P15K basic combined income if married
- Completely filled-up Application Form
- 2x2 picture (two copies)
- Photocopy of 2 valid IDs (company ID, passport, driver's license, SSS, voter's ID)
- Proof of Billing (Meralco, water) - doesn't need to be under your name as long as it is the same as with your submitted valid ID
*we will provide you PDC if you don’t have one. Opening balance of 1 thousand pesos (can be used as last payment for loan in case applicant does not want to renew)
