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Seaman's
Loan Guidelines
Basic Requirements
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Friday, March 5, 2010
Seaman's Loan
Initial Loan Requirements:
- Valid IDs, 2x2 picture
- Original Proof of Billing. If submitted utility bills are not under borrower's name; proof of residency is required, such as: valid IDs with address, proof of remittance, credit card, telephone/cellphone, water, cable.
- Proof of Remittance/Allotment Slip
- Latest Contract of Deployment
- Passport/Seaman’s Book/Seafarer’s Registration Cert. (SRC)
- Allotment Slip/Certification of Allotment
- Marriage Contract (if married)
- Visa (case to case)

Loan Collateral: Post-Dated Checks

Loan Interest Rate (Add-on)/Processing Fee:
Option 1: 5% / 5.5% Processing Fee
Option 2: 3% / 8% Processing Fee

Loan Co-Borrower: Allottee/Spouse as co-borrower, Joint current account; 2 valid IDs P195K below loan approval: 2 signatories P200K above loan approval: 3 signatories

Loanable Amount:
P250K (Maximum)
200% of Basic Salary + guaranteed pay (minimum)

Loan Processing Time: 1-Day Release

Loan Terms: 3-6 months; can be extended to 9 months depending on duration of contracts Grace period: 30 days after release

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posted by FAST EASY LOANS PHILIPPINES @ 3:31 AM  
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