Initial Loan Requirements: - Valid IDs, 2x2 picture - Original Proof of Billing. If submitted utility bills are not under borrower's name; proof of residency is required, such as: valid IDs with address, proof of remittance, credit card, telephone/cellphone, water, cable. - Proof of Remittance/Allotment Slip - Latest Contract of Deployment - Passport/Seaman’s Book/Seafarer’s Registration Cert. (SRC) - Allotment Slip/Certification of Allotment - Marriage Contract (if married) - Visa (case to case)
Loan Collateral: Post-Dated Checks
Loan Interest Rate (Add-on)/Processing Fee: Option 1: 5% / 5.5% Processing Fee Option 2: 3% / 8% Processing Fee
Loan Co-Borrower: Allottee/Spouse as co-borrower, Joint current account; 2 valid IDs P195K below loan approval: 2 signatories P200K above loan approval: 3 signatories
Loanable Amount: P250K (Maximum) 200% of Basic Salary + guaranteed pay (minimum)
Loan Processing Time: 1-Day Release
Loan Terms: 3-6 months; can be extended to 9 months depending on duration of contracts Grace period: 30 days after release
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